Reopening of local debt charity
Clitheroe's Christians Against Poverty Debt Centre has recently reopened its free service, under new manager and debt coach Graham Haldane.
The re-opening is very timely, following the charity’s publication of new research about the effects of debt in the UK.
Graham said: “We’re very pleased to be reopening our service in the Ribble Valley. People may think this is an affluent area, but there are hundreds of people locally living in isolation with a poverty secret. The sad truth is they may live in the same street as us, but they’re suffering from extreme loneliness because of their debts.
“It means that they can’t provide for themselves or their children, don’t have enough food to eat or can’t heat their home. Tragically, it even makes some of them consider taking their own lives.”
Graham explained that CAP’s Client Report, published last month, found that almost a third of its clients considered taking their own life because of debt.
The report also found that almost four in 10 were afraid to leave their homes, three quarters were afraid to answer the telephone and 80% were scared to open their post.
Graham added: “People are created for community, we are social beings, but the long term damage of living with loneliness can be as bad for our health as smoking 15 cigarettes a day.”
It is believed the most common reasons for debt include low income, relationship breakdown, joblessness, problems with benefits, illness and bereavement.
The Clitheroe CAP Debt Centre visits every client in their own home, working with each of them until they become debt free, while CAP’s head office specialists negotiate with creditors, create a budget and provide ongoing technical support.
Graham said: “If your finances are out of control, please give us a call today and let us help you get your life back on track.” To find out more, visit capuk.org or call 0800 328 0006.